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Monthly Archives: February 2017

Moving in the Winter

Clear the Snow

Slipping on snow and ice can turn a simple move into a disaster. Before you even start, make sure all walkways at both old and new homes are clear; ice or sand if necessary. Keep shovels, salt and sand on-hand.

Parking Considerations

Whether you’re using a moving company or getting help from a gang of friends, be sure there’s adequate parking for the moving truck at both locations. Parking at urban condos can be particularly, and this could mean a bit of negotiating with new neighbors or the landlord if space is tight.

Protect Your Floors

Winter’s snow, ice and salt are notorious for dirtying up or even scratching some kinds of flooring. Protect floors and carpets with big pieces of cardboard or plastic sheeting for the big day. You can use duct tape if the floors can withstand it, and small tacks work well on carpeted areas.

Have a Plan B

With the constant threat of winter storms, there’s always a chance that your move will have to be rescheduled. If you’re using a moving company, call and see what their storm policy is, as some may want to reschedule the move, meaning you can’t move out and new tenants or owners can’t move in. Check with your landlord or real estate agent to see if it would be alright to stay a few more days. If you can’t, you may have to arrange a few days of temporary housing.

Keep an Eye on Mother Nature

If you’re moving a distance, keep an eye on the weather along your travel route, checking with local authorities by phone or on-line if the forecast is ominous. Scout out overnight accommodations in case you need to make an unexpected stop.

Prep Your Car

Be sure your car is serviced and winterized, with brakes and tires checked and fluids topped. If you have chains, be sure you know how to use them, doing a trial run on installation in the garage before you go. Carry salt or kitty litter in case you get stuck, pop a snow shovel and blanket in the car and be sure you have a gas can and roadside assistance membership.

Keep a List

Your winter move emergency contact list should include roadside assistance, highway control and a number for road conditions. Be sure someone who’s not on the moving trip knows the route your taking and schedule a call-in with them to be sure all is fine.

Extra Clothes

Not only do you want to stay warm and dry during the move, you’ll want to be sure your helpers are comfortable. Bring along a bag of gloves, hats, sweaters and socks in case of changing weather or wet clothing.

About Renewing Your Tenancy

Tenancy Renewal Must Be Discussed With The Landlord Beforehand

More often than not, your landlord will intimate you about the impending cessation of the contract before the actual expiration date. If you wish to continue occupying the property, you’ll have to intimate the landlord of your intentions. Remember, just as you find relocating difficult, your landlord also dislikes the process of screening a new tenant every now and then. It’s therefore very likely that your landlord will gladly extend your lease.

In case your landlord is disagreeing to renew the tenancy on the grounds of self-occupancy and redevelopment, you have the right to ask him for a statutory compensation.

Tenancy Renewal Typically Brings About An Increase In Rent Price

Renewing your tenancy will, in most cases, bring about an increase in the rent. The landlord will provide you with a rent increase notice, which will include things like the new proposed rent, the new lease period, and the amount of time within which you have to communicate your decision to the landlord. About whether you find the demands of the notice agreeable or not, you need to address a letter to the landlord informing him or her of your decision.

You can decide on whether the rent increase is reasonable or not by considering factors like energy charges, property tax increments, rise in insurance values, and major maintenance and repair charges.

Renewing A Tenancy Agreement Comes At A Fee

In case you decide to renew your tenancy, your landlord might ask for a renewal fee. This can be avoided by negotiating reasonably. If the landlord is insistent upon collecting a fee, try to negotiate with him to at least lower the amount. It will be much cheaper for him to settle for an existing tenant than to put the property on the rental market again. So chances are that the landlord will agree.

Apartment between House

It’s everyone’s dream to have a comfortable place to live. As the majority of people say, I want to get an attractive house someday, but unluckily it is not so easy to get because it is very costly. But there are several differences between owning a house and renting an apartment. The first difference is the noise. If you are renting an apartment and you are a noisy person, it is very painful for the rest of the people who live with you. For example if you are always playing melodic instruments, listening to loud music and cleaning the house with noisy machines you are really troubling the other people and I’m sure that you wouldn’t want to be in their place. But also, in a lot of cases the noise depends on if the owner permits it or not. In contrast, owning a house is more comfortable if you are a noisy person because you are the owner and responsible for all the things of your house and you don’t have to care of disturbing someone. For example, if you are the owner of the house you are free to even have a noisy party or whatever you want because it is your house. The second and most important difference for me is about the policy. When you live in an apartment, you have to comply with the owner’s policy. For example, you have to ask for him or her if you are free to have visitors, pets, parties, etc. On the other hand, when you rent an apartment, you are not as free as you are when you are the owner of a house to do whatever you want. In contrast, owning a house permits you to be free without caring that someone is dissatisfied with your ideas and decisions about your house. In this case you can paint your house, buy a big tape recorder or do all the things that you want. In conclusion, I prefer owning a house that is better than renting an apartment because I can be free to do whatever I want, without policy and it gives me more sovereignty and relieve.

From the one side, living in a modern apartment building brings many paybacks. First of all, it is cheaper than living in a traditional house and paying different kinds of fees I am not familiar with. For instance, my buddy, who recently bought a new house for his family, told me that it is much easier to live in an apartment and I tend to believe him when I see his bills. So, living in an apartment will definitely help me to save some money. Second of all, since I live alone, I do not need a big house with many rooms. I just need a bedroom and a living room where I can take my guests and have my work place. Another important benefit of living in an apartment is that I will not have to buy much weighty furniture in order to furnish all rooms.

Ponder to Purchase With Real Estate

We often think of getting pre-approved for a mortgage as the starting point in the search for a new home. That can be dangerous. Because what really matters isn’t what your bank says you can afford in real estate, but what you know you can handle. So sharpen your pencil – or your keyboard if that’s possible – and take a hard look at your income and expenses.

Sine your interest rate will have a huge bearing on the bottom line, make sure your credit rating is top notch. If it isn’t, clear up any problems immediately.

The down payment can also significantly impact your monthly payments and thus your ability to carry the mortgage on your real estate for the long term. “Zero down” may be the hot term at those investment seminars, but it will get a chilly reception from the bank and prospective sellers.

Budget for at least 5% as a starting point, and if you can manage 20%, you’ll avoid having to buy high ratio mortgage insurance and save yourself thousands of dollars in the process.

No, you’re not trying to decide who’s naughty and nice. That’s a whole other list. But like your child on Santa’s knee, you should be clear on your wants and needs before shopping for real estate to avoid disappointment.

For example, what are your preferred areas to live in? You may think the importance of location has been overstated, but there’s a reason that it tops many wish lists. Apart from contributing to quality of life, it’s a huge factor in determining re-sale value. That “house backing onto a green space” is a real selling point, but “conveniently located near a landfill”? Not so much.

Once you and your partner have completed your lists, compare notes and rank your criteria from most to least important. Then the real fun begins.

Trying to save a few bucks by choosing the generic pasta sauce over the name brand is one thing. But going it alone to bypass realtor fees so the seller can deduct them from the asking price is a classic case of short-term gain for long-term pain.

Since the best realtors know the industry inside and out, they’re well positioned to help you get the right real estate at the right price, with a minimum of stress. Ask your friends for recommendations, then interview a few agents and check their references. Next to your home itself, they’re the best investment you’ll ever make.